PLEASE READ CAREFULLY THE FOLLOWING TERMS AND CONDITIONS.
BY ACCESSING ALL OR ANY PART OF THE INSURANCENOWFORYOU WEBSITE (“WEBSITE”) YOU FULLY ACCEPT AND AGREE TO COMPLY WITH ALL OF THE TERMS OF USE SET OUT BELOW AND WITH INSURANCENOWFORYOU’S PRIVACY POLICY.
InsuranceNowForYou, owned and operated by IClick Interactive LLC, makes available services, information, materials, and products on this Website, subject to the following terms and conditions. By accessing this Website, you agree to the terms and conditions as outlined in these Terms of Use. InsuranceNowForYou reserves the right to change these Terms of Use and Privacy Policy from time to time at its sole discretion. Your continued use of the Website following any update to these Terms of Use or our Privacy Policy affirms your agreement to such changes.
Any updates, enhancements or added features of the Website or services shall be made part of these Terms of Use.
General Use Restrictions
All services, information, materials, and products (the “Materials”) provided on this Website are owned by InsuranceNowForYou or provided to InsuranceNowForYou by its suppliers (the “Third Party Providers”) and are the copyrighted work of InsuranceNowForYou and/or the Third Party Providers.
Except as permitted herein, none of the Materials may be copied, reproduced, distributed, republished, downloaded, displayed, posted, or transmitted in any form or by any means, including but not limited to electronic, mechanical, photocopying, recording, or otherwise without the prior written consent of InsuranceNowForYou. No part of the Website, including logos, graphics, sounds, or images, may be reproduced or retransmitted in any way, or by any means, without the prior written consent of InsuranceNowForYou.
Nothing on this Website shall be construed as conferring any license under any of InsuranceNowForYou’s or a Third Party Provider’s intellectual property rights, except as is expressly stated in these Terms and Conditions, whether by estoppel, implication, or otherwise.
InsuranceNowForYou grants you a limited, personal, non-exclusive and non-transferable license to use and display the Materials on this Website solely for your personal use or internal business use. Except for the license set forth in the preceding sentence, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Materials or the Website in any manner. You may not copy, reproduce or distribute the design or layout of the Website, any InsuranceNowForYou logo or other design elements or software. Any use of the Website content not described herein is strictly prohibited. This limited license terminates automatically, without notice to you, if you breach any of these Terms of Use.
If your account or registration with InsuranceNowForYou is terminated, all records, information, content and other information related to your registration and account may also be deleted by InsuranceNowForYou in its sole discretion without any notice or liability to you. Upon termination, you may be required to forfeit any pre-paid fees or other amounts paid to InsuranceNowForYou as part of your use and registration of the Website. InsuranceNowForYou is not required to refund, redeem or pay any such amounts to you. You shall remain responsible for any charges or other fees incurred by you prior to such termination. InsuranceNowForYou will not be liable to you or any third party for any termination of your account or your access and use of the Website.
Upon termination, you agree to immediately destroy any downloaded or printed Materials. Except as stated herein, you acknowledge that you have no right, title or interest in or to this Website or any Materials. The Materials may not be modified or altered in any way. Any copy of the Materials or portion thereof must include the copyright notice below.
Materials specified above do not include the trademarks, logos, tradename, design or layout of this Website. Elements of this Website are protected by copyright, trademark, trade dress and other laws and may not be copied or imitated in whole or in part.
You will not use the Website or any information provided on this Website in any way that is unlawful or harms InsuranceNowForYou or any user of InsuranceNowForYou. You may not use the Website in any manner that could overburden or impair the InsuranceNowForYou Website (or the networks or systems connected to any InsuranceNowForYou Website). You may not use any device, software or instrumentality to interfere with the proper working of the Website or violate any requirements, procedures, policies or regulations of networks connected to the Website.
Links to Third Party Sites
This Website may be linked to other websites which are not under the control of and are not maintained by InsuranceNowForYou. InsuranceNowForYou does not endorse or sponsor any products or services offered on third party websites. When you access a third party website from a link on the Website, you do so at your own risk and InsuranceNowForYou is not responsible for the accuracy or reliability of any information, data, opinions, advice, statements, or products made or available through third party links. InsuranceNowForYou provides these links merely as a convenience. You hereby waive any claim you might have against InsuranceNowForYou with respect to such sites.
InsuranceNowForYou and/or third parties may send e-mail messages to you containing advertisements, promotions, etc. You agree InsuranceNowForYou may send you communications, including newsletters, content, messages, and announcements. You acknowledge and agree you may not be able to opt out of receiving such communications in all cases. InsuranceNowForYou makes no representation or warranty with respect to such communications or any services or goods that you may purchase based on such communications, and neither InsuranceNowForYou nor any third party shall have any liability with respect thereto.
Password Protection
Access to certain portions of this Website are or may in the future be restricted by use of a password protection system. You are responsible for maintaining the confidentiality of your user name and password and for all uses of your user name and password, and you agree to notify InsuranceNowForYou immediately upon any unauthorized use of your user name or password.
You agree to provide accurate, truthful information about you when submitting information to InsuranceNowForYou, and to maintain and promptly update your information to remain accurate and truthful. InsuranceNowForYou may suspend or terminate your account and refuse any and all current or future use of the Website if InsuranceNowForYou reasonably believes any information provided to InsuranceNowForYou in inaccurate or untruthful.
Information about you contained on the Website is subject to InsuranceNowForYou’s Privacy Policy located at: www.insurancenowforyou.com/privacy-policy. By your use of the Website and any services related to the Website you consent, subject to the terms set forth in the Privacy Policy, to the collection and use of certain information about you, including the processing and use of such information by InsuranceNowForYou.
Information Provided to InsuranceNowForYou
You represent that any information you provide to InsuranceNowForYou by means of this Website, including, without limitation, as part of any registration, application or inquiry, is true, accurate, not misleading and offered in good faith.
You acknowledge and agree that InsuranceNowForYou may preserve any information you provide by using the Website as required by applicable law or in the good faith belief that such preservation and disclosure is reasonably necessary to (i) comply with a court order or other legal process; (ii) enforce these Terms of Use; (iii) respond to claims that involve the violation of rights of third parties; (iv) provide the products or services on the Website; or (v) protect the rights, property, or personal safety of InsuranceNowForYou, its users and the public.
SMS and Auto Dialed Calls
By entering your contact information into trustedregister.net, you expressly request to receive information via telephone call, email and/or SMS/text message, including through the use of an automatic telephone dialing system or artificial/prerecorded voice, SMS/text message, even if your telephone number is listed on any internal, state or federal Do-Not-Call registry list. Consent is not a requirement to purchasing the goods or services that TrustedRegister.net is offering. You may opt-out by replying “STOP” to any message that you receive and you may request additional assistance by replying “HELP”. Up to 15 recurring monthly messages per month. Standard message and data rates may apply.
Right to Access
Our Website provides information about our products and services and is not meant to be used for persons under 18 years of age. By using this Website, you are affirming that you are 18 years old or more and are fully able and competent to enter into and comply with the terms and conditions of these Terms of Use and any terms of sale related to purchases you make through this Website. Parents or legal guardians may give their children permission to access many areas of the Website, including email, message boards and other registration related information. Parent and legal guardian are responsible for determining if the Website and any content and information contained on the Website is appropriate for your child.
Disclaimer of Warranty
UNLESS OTHERWISE EXPLICITLY STATED, THE MATERIALS ARE PROVIDED “AS IS”. ALL EXPRESS OR IMPLIED CONDITIONS, REPRESENTATIONS, AND WARRANTIES, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, ARE DISCLAIMED WITH RESPECT TO THE MATERIALS, EXCEPT TO THE EXTENT THAT SUCH DISCLAIMERS ARE HELD TO BE LEGALLY INVALID. INSURANCENOWFORYOU MAKES NO REPRESENTATIONS AS THE QUALITY, SUITABILITY, TRUTH, ACCURACY, OR COMPLETENESS OF ANY MATERIALS.
Trademark Information
The trademarks, logos, and service marks (“Marks”) displayed on this Website are the property of InsuranceNowForYou or the applicable Third Party Providers. You are not permitted to use the Marks without the prior written consent of InsuranceNowForYou or the applicable Third Party Provider which owns such Mark.
Limitation of Liability
INSURANCENOWFORYOU SHALL NOT BE LIABLE FOR ANY DAMAGES SUFFERED AS A RESULT OF USING THE WEBSITE OR MODIFYING, CONTRIBUTING, COPYING, DISTRIBUTING, OR DOWNLOADING THE MATERIALS. IN NO EVENT SHALL INSURANCENOWFORYOU BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE (INCLUDING LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA, OR OTHER ECONOMIC ADVANTAGE) HOWEVER ARISING AND ON WHATEVER THEORY, WHETHER IN CONTRACT OR IN TORT, EVEN IF INSURANCENOWFORYOU HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.
Indemnity
You agree to indemnify InsuranceNowForYou and to hold InsuranceNowForYou, its officers, agents and employees harmless in connection with any and all claims, demands, costs, damages or penalties arising out of any failure by you to fully observe these Terms of Use or by reason of any use by you of any Materials provided on this Website.
Choice of Law
By accessing the services on the Website, you agree to be governed by the laws of the State of Georgia, without regard to or application of conflicts of law rules or principles. The laws of the State of Georgia will govern all matters relating to these Terms of Use, and the use, or inability to use, the services offered on this Website. Such laws will apply without regard to principles of conflict of laws. You agree to submit to the exclusive jurisdiction and venue of the state and federal courts of the State of Georgia in connection with any disputes that arise in connection with the Website or the Materials. This choice of jurisdiction does not prevent InsuranceNowForYou from seeking injunctive relief with respect to a violation of intellectual property rights or confidentiality obligations in any appropriate jurisdiction.
International Visitors to This Site
InsuranceNowForYou’s computer systems are currently based in the United States, and any information, including any personal data you provide to us may be processed by us in the United States, where data protection and privacy regulations may be different than other parts of the world, such as the European Union. If you submit information to InsuranceNowForYou on this Website from outside of the United States, you will have agreed to our Terms of Use and you will have consented to the transfer and processing of all such information in the United States, which may not offer an equivalent level of protection of that in the European Union or certain other countries.
You also agree to comply with all applicable laws, rules and regulations regarding online conduct, including laws regarding the transmission of technical data exported from the United States or the country in which you reside.
Miscellaneous Terms
These Terms of Use constitute the entire agreement between you and InsuranceNowForYou with respect to the subject matter addressed herein, and govern your use of the Website and Materials, superseding any prior agreements between you and InsuranceNowForYou relating to such subject matter. These Terms of Use may be supplemented by any other agreement you enter into with InsuranceNowForYou, including but not limited to the terms of registration that govern any the use of services offered by InsuranceNowForYou. The failure of InsuranceNowForYou to exercise any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree the other provisions of these Terms of Use remain in full force and effect. The section headings used in these Terms of Use are for convenience only and have no legal effect.
Copyright and Trademark Infringements
Notification:
InsuranceNowForYou respects the intellectual property of others, and we ask you to do the same. InsuranceNowForYou may, in appropriate circumstances and at our discretion, terminate service and/or access to the InsuranceNowForYou services to users who infringe the intellectual property rights of others. If you believe that your work is the subject of copyright infringement and/or a trademark infringement and appears on the InsuranceNowForYou website, please provide InsuranceNowForYou’s copyright agent the following information:
- A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
- Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
- Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit InsuranceNowForYou to locate the material.
- Information reasonably sufficient to permit InsuranceNowForYou to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted.
- A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
- A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
InsuranceNowForYou’s agent for notice of claims of copyright or trademark infringement can be reached as follows:
InsuranceNowForYou is a trademark of InsuranceNowForYou, Inc.
By mail:
InsuranceNowForYou
1735 Buford Hwy, Ste 215-225
Cumming, GA 30041
By e-mail:
contact@insurancenowforyou.com
Please also note that for copyright infringements under Section 512(f) of the Copyright Act, any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability.
Only the intellectual property rights owner may report potentially infringing items through InsuranceNowForYou’s reporting system set forth above. If you are not the intellectual property rights owner, you should contact the intellectual property rights owner and they can choose whether to use the procedures set forth in these Terms.
User Submitted Information
On certain portions of the Website users may post communications and other materials. All information and information (including your name), photographs, sound, data, text, video, or other materials (“Information”), whether publicly posted or privately transmitted, are the sole responsibility of the person from whom such Information originated. You agree not to use inappropriate names, manipulate Information provided to InsuranceNowForYou to conceal the origin of such Information, post Information you have no right to post or otherwise violates applicable law or a third party’s intellectual property rights, post information that is tortious, obscene, defamatory, libelous, or violates the privacy rights of others, impersonate any other person or entity, use the InsuranceNowForYou site in connection with any spam, junk mail, unsolicited advertising or any other form of solicitation, use any material or code that contains computer viruses, disabling devices, or code designed to limit the functionality of any computer hardware or software.
As between you and InsuranceNowForYou, you own any Information submitted and/or posted by you on a InsuranceNowForYou site. By submitting and/or posting any Information submitted to the InsuranceNowForYou sites, however, you grant InsuranceNowForYou a perpetual, irrevocable, royalty-free, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, communicate to the public, perform and display the Information (in whole or in part) worldwide and/or to incorporate Information in other works in any form, media, or technology now known or later developed, for the full term of any rights that may exist in such Information. You also permit any subscriber to access, display, view, store and reproduce such Information for personal use.
InsuranceNowForYou does not control the Information posted on the Website and does not guarantee the accuracy, integrity or quality of such Information. By using the Website, you may be exposed to Information that is offensive, indecent or objectionable. InsuranceNowForYou will not, under any circumstances, be liable in any way for any Information, including, but not limited to, any errors or omissions in any Information, or any loss or damage of any kind incurred as a result of the use of any Information posted, emailed, transmitted or otherwise made available via the Website.
InsuranceNowForYou may delete from the Website any Information or other posting that violate the these Terms of Use or is otherwise objectionable. InsuranceNowForYou will cooperate fully with any law enforcement officials in the investigation of any violator or violators.
If required to do so by applicable law, you acknowledge and agree that InsuranceNowForYou may access, disclose and retain your account information and Information if required to do so by law or to enforce these Terms of Use.
Please report any violations of these Terms of Use by contacting InsuranceNowForYou at:
By mail:
InsuranceNowForYou
1735 Buford Hyw, Ste 215-225
Cumming, GA 30041
By e-mail:
contact@insurancenowforyou.com
